11-1-2006 – Items of Interest to Family CFOs

Saving and Budgeting Money Magazine gives us 25 Rules To Grow Rich By. These cover the gamut — from what remodeling will give you the biggest return when you sell your house, to how much company stock you should hold, to extended warranties. Each has its own calculator or resource box to go with it. While I don’t agree with …

10-25-2006 – Items of Interest to Family CFOs

This short paper, “Will Reverse Mortgages Rescue the Baby Boomers?”, from the Center for Retirement Research, gives a wonderful explanation of reverse mortgages and how they can be used to tap equity in your home without selling it. It also explains the limitations and the risks. The best part is, the CRR is totally unbiased. They are academics looking at …

10-11-2006: Items of interest for the Family CFO

Investing And Retirement In an effort to shore up U.S. workers’ retirement savings, the Labor Department has proposed new rules making it easier for companies to automatically enroll employees in 401(k) and other retirement plans. Retirement policy think tanks like the Center for Retirement Research and the Employee Benefit Research Institute have been advocating this for years based on studies …

Annuities: Fixed or Variable, Immediate or Deferred?

I began questioning how many people understand the difference between different types of annuities after I received an email this week from one of my Snider Investment Method™ Workshop graduates. Annuities come in a thousand different flavors and colors. No two are exactly alike. I think most people lump them together without understanding the difference. Or maybe they just think …

The Power of a Portfolio Paycheck

Suppose I buy a diversified portfolio of stocks hoping that over time they will increase in value so I can sell them. Until that happens, and I have consummated the sale, I have not made one thin dime. So, until that happens, I sit and I sweat. I worry about interest rates, the dollar, the economy, the possibility of terrorism. …

Financial Advisor Symposium: Choosing Which Retirement Account to Tap First

Choosing Which Retirement Account to Tap First 2nd Annual Financial Advisor Symposium – Las Vegas, NV Saturday, April 28, 2006 David Carter, President, Carter Asset Management, Inc. There is NO one formula that fits everyone’s solution. Some Deciding Factors in Choosing Which To Tap First – Qualified accounts and tax sheltered annuities will be taxed as ordinary income – Dividends …

Financial Advisor Symposium: Big Retirement Investing Challenge

Big Retirement Investing Challenge 2nd Annual Financial Advisor Symposium – Las Vegas, NVFriday, April 27, 2006 Eleanor Blayney, Managing Director, Sullivan, Bruyette, Speros & Blayney, Inc. (AUM$1.6B) Judith Shine, President, Shine Investment Advisory Services, Inc. (AUM $350M) David Carter, President, Carter Asset Management, Inc. Endowment style of portfolio management – which is to retain some portion of the principal at …