How and When to File for Social Security

Learn how to decide when to file for Social Security and tips to keep in mind when applying for benefits.

When buying an immediate annuity, give the government a shot

If you are in the market for an immediate annuity and are already taking Social Security, an oft-overlooked strategy is to let Uncle Sam give you a bid. Often, the government can give you a better return, on a lump sum, than an insurance company can. How? Let me give you an example, to illustrate. Imagine you are 70 years …

10-11-2006: Items of interest for the Family CFO

Investing And Retirement In an effort to shore up U.S. workers’ retirement savings, the Labor Department has proposed new rules making it easier for companies to automatically enroll employees in 401(k) and other retirement plans. Retirement policy think tanks like the Center for Retirement Research and the Employee Benefit Research Institute have been advocating this for years based on studies …

Financial Advisor Symposium: Choosing Which Retirement Account to Tap First

Choosing Which Retirement Account to Tap First 2nd Annual Financial Advisor Symposium – Las Vegas, NV Saturday, April 28, 2006 David Carter, President, Carter Asset Management, Inc. There is NO one formula that fits everyone’s solution. Some Deciding Factors in Choosing Which To Tap First – Qualified accounts and tax sheltered annuities will be taxed as ordinary income – Dividends …