The Power of a Portfolio Paycheck

Suppose I buy a diversified portfolio of stocks hoping that over time they will increase in value so I can sell them. Until that happens, and I have consummated the sale, I have not made one thin dime. So, until that happens, I sit and I sweat. I worry about interest rates, the dollar, the economy, the possibility of terrorism. …

Financial Advisor Symposium: Choosing Which Retirement Account to Tap First

Choosing Which Retirement Account to Tap First 2nd Annual Financial Advisor Symposium – Las Vegas, NV Saturday, April 28, 2006 David Carter, President, Carter Asset Management, Inc. There is NO one formula that fits everyone’s solution. Some Deciding Factors in Choosing Which To Tap First – Qualified accounts and tax sheltered annuities will be taxed as ordinary income – Dividends …

Financial Advisor Symposium: Big Retirement Investing Challenge

Big Retirement Investing Challenge 2nd Annual Financial Advisor Symposium – Las Vegas, NVFriday, April 27, 2006 Eleanor Blayney, Managing Director, Sullivan, Bruyette, Speros & Blayney, Inc. (AUM$1.6B) Judith Shine, President, Shine Investment Advisory Services, Inc. (AUM $350M) David Carter, President, Carter Asset Management, Inc. Endowment style of portfolio management – which is to retain some portion of the principal at …

Financial Advisor Symposium: Investing for Retirement in a Low-Return Era

Investing for Retirement in a Low-Return Era 2nd Annual Financial Advisor Symposium – Las Vegas, NV Rob Arnott, Research Affiliates – April 27, 2006 The Arithmetic of Returns Any investment has three components of return Yield Real growth in earnings Multiple expansion Real rate of return on stocks will be3% (the return over and above inflation) over the next five …

Rich Woman

I am in Phoenix this week to do two information sessions in Scottsdale and Chandler. (It’s no excuse but my increasingly hectic travel schedule explains the less frequent blog posts.) As long as I was in town, I took the opportunity to have lunch with Kim and Robert Kiyosaki. Kim has just released the newest in the Rich Dad series, …

Beware Wolves in Sheep’s Clothing

Every investor today must wrestle with the problem of how to create enough low-risk income during their retirement. In years gone by, this income was guaranteed by government entitlement programs and employer sponsored pensions. ERISA changed all that. Since Congress passed ERISA in the 1980’s, the burden of retirement income has shifted almost completely from employer to employee. Today, less …