Who Do I Trust?

For well over a decade, my unrelenting focus has been understanding financial risk and developing practical strategies for managing the risk created by job loss, illness or disability, bear markets and funding thirty years of retirement. Since 1997, I have watched the job of managing those risks become increasingly complex. One reason understanding and managing financial risk is more difficult …

Risk Adjusted Return

A topic I haven’t covered in a long time (and, based on a comment left by someone yesterday, some people don’t get ) is risk adjusted return. We have been trained over our investing careers to obsess over portfolio performance when what we should be thinking about is outcomes. Forget the absolute number – will our portfolio do what we …

Cutting through the confusion

There are a lot of financial talk shows on the radio every weekend. My show is one of nine on KRLD each Saturday and Sunday, and if you consider all the other stations in the area, you can get an idea of the variety of voices and opinions that confront the average investor each week. If I were someone who …